Fleet insurance was built to pay claims.
Parametriks is built to prevent them.
Parametriks combines vehicle data, GPS, driver behaviour, claims history and AI to predict accidents, mechanical failures, theft, fraud, downtime and premium evolution — before they happen.
Four intelligence layers. One engine.
Every signal combined to build the most complete fleet risk picture ever assembled.
Vehicle-native intelligence
OBD, CAN bus, ECU diagnostics, ADAS, tyre pressure, braking systems and engine fault codes.
Exposure intelligence
Routes, distance, speed, parking locations, geofencing, driving hours and geographic risk.
The actuarial memory
Past claims, frequency, severity, repair costs, liability and fraud signals.
Driver behaviour SDK
A fast-deployable driver app or SDK using accelerometers, GPS, speed and motion data.
Before vs. after Parametriks
Traditional insurers look at what happened yesterday. Parametriks predicts what will happen next.
- Static annual pricing — no behavioural signal
- Claims paid after the accident occurs
- Limited fleet visibility — reactive model
- Manual claims review — slow and costly
- Underwriting based on historical averages only
- Fraud detected after payment, if at all
- Real-time dynamic pricing per driver, vehicle, route
- Claims prevented before occurrence — predictive engine
- Driver, vehicle and route intelligence at full resolution
- AI-automated claims analysis in seconds
- Actuarially calibrated risk scores per signal type
- Fraud and liability reconstruction in real time
“Traditional insurers look at what happened yesterday. Parametriks predicts what will happen next.”
Eight ways to deploy. One outcome.
From a fast driver app to the full intelligence engine — choose your entry point.
AI-Enhanced Traditional
Claims history only. Frequency, severity, fraud patterns and expected loss predictions.
Vehicle Intelligence
Mechanical failure, brake risk, crash severity and vehicle misuse from car computer data.
Exposure Intelligence
Route risk, theft exposure, dangerous time windows and parking risk from GPS.
Driver Behaviour
Driver risk score, harsh events, phone distraction, fatigue proxies and crash detection.
Actuarial Vehicle Intel
Which vehicle signals create claims. Vehicle-level expected loss and mechanical claim probability.
Route Actuarial Intel
Expected loss by route, accident hotspots, theft areas and geographic pricing calibration.
Behaviour-Based Insurance
Driver expected loss, behaviour-linked claim probability, coaching ROI and fraud detection.
Parametriks Fleet Intelligence Engine
Every driver, vehicle, route and claim signal unified into one real-time risk and pricing intelligence platform.
Where claims disappear.
Computed live from this fleet’s current risk profile — €24k in projected annual loss prevention across seven claim categories.
Data in. Intelligence out.
From raw signals to actionable prevention — the full Parametriks intelligence stack.
Every stakeholder. One platform.
Underwrite the future, not the past.
Reduce loss ratio, price dynamically, prevent claims before occurrence, detect fraud and improve underwriting precision with real-time actuarial intelligence.
- Dynamic risk-based pricing per vehicle
- Real-time fraud and liability detection
- AI-powered automated claims triage
- Portfolio-level loss ratio optimisation
Protect your fleet before it costs you.
Reduce accidents, downtime, insurance premiums, theft, driver risk and maintenance surprises — with a platform that pays for itself within months.
- Real-time driver safety coaching
- Predictive maintenance alerts
- Theft and geofence protection
- Demonstrable premium reduction
Negotiate with data. Win with evidence.
Use objective fleet intelligence to negotiate better premiums, prove risk improvement over time and structure prevention-based programmes clients renew.
- Quantified risk improvement reports
- Data-driven insurer negotiations
- Differentiated prevention programme
- Retention-driving client value
From reactive insurance
to predictive mobility protection.
Parametriks turns every vehicle, every driver, every route and every claim into a real-time intelligence signal.
“The future of fleet insurance is not to pay claims faster. It is to make sure the best claims never happen.”